IPBB (Indian Post Payments Bank) was inaugurated by PM Shri Narendra Modiji in Sep 2018.
I saw a tweet about it and never really bothered to open an account for myself until last week… Past Saturday, I went to the Post Office @ HSR BDA Complex to deposit to my daughters Sukanya Samrudhi Account(SSA). To my surprise there was a loooong queue moreover every customer was having 2-3 transactions. It was painful to stand in scorching sun, controlling my emotions and calmly waiting for my turn. It took about an hour and half and I noticed a board with a message says “Slow server connectivity, inconvenience regretted”. I asked officer, “sir, is there a way to transfer SSA to other banks so that I can avoid this pain in waiting in queue.
He was amused and said “haven’t you heard of Indian Post Payment Bank, why don’t you create an account and install mobile app to carry out all postal banking transactions instantly”.
I said I want to open the account right away. He took Aadhaar and PAN, no paper work! after the biometrics, I got my Customer ID and Account ID. Downloaded the app and configured the MPIN. I’m all set to experience the Digital Transformation of Postal Banking!
IPBB app is simple yet powerful packed with superb features… I thanked the officer for helping me out and said I won’t come again to stand in the long queue😊
I did IMPS from my salary account to this new account and then deposited to SSA. Here are the screenshots to transfer amount to postal accounts from the savings bank account.
I thank Shri Ravi Shankar Prasadji, Minister of IT and our beloved PM Shri Narendra Modiji for taking great steps to make India a Digital India 🇮🇳
Hope it would be helpful to my Indian readers and followers if they have postal banking accounts. 
